The Basics of Target Date Funds If you have a retirement plan through work (401(k), 403(b), etc) and are putting money into it, it’s very...

As a public-school teacher in the great state of Texas, you are aware of the TRS (Teachers’ Retirement System) of Texas. What may not be...

How many times can you think of something in your life that was painful but ultimately ended up being for your own good? One of the most...

Have you ever made a decision in the past that, years and years later, you came to regret? I’m sure we all have. We work with teachers...

A key component to smart investing is ensuring that your investments are diversified. Diversifying your portfolio incorporates a variety...

Americans are not saving enough! Based on the latest statistics from a large national investment company, Americans savings are far below...

There are so many cliches I could start out with, when thinking about writing this article. Would you ever sail the Atlantic without a...

Did you know that April 1st is 401(k) day? Okay, maybe 401(k) day isn't a real holiday but it might serve as the motivation you have been...

If you are a fan of Dave Ramsey, you are likely aware with the concept of spreading out risk with long-term retirement investing by...

The year was 2005 and I was purchasing my first home. It was a small modest ranch with three bedrooms, 1 bathroom and an attached one car...

Before we answer this question, ponder to yourself what you think the number one indictor would be for building wealth and having a...

Acquiring life insurance is one of the most important considerations a person can do to protect their loved ones after death. Two of the...

I would like to start off with a basic introduction to retirement-based target date and lifecycle mutual funds: Larger mutual fund...

This is a great question that I get quite often. Many married couples have one income earner in the family and in many circumstances,...

I’m not sure if there is an actual definition of success tax, however if I were to locate one, it might state that the Required Minimum...

I’m not sure if there is an actual definition of success tax, however if I were to locate one, it might state that the Required Minimum...

Who remembers their senior year of high school? You’ve completed at least 12 years of school already, perhaps even more with pre-school,...

Disclosure: This article will most likely apply to high-income earners or those that are financially healthy and extremely aggressive...

In 1989, Senator Bob Packwood of Oregon, and Senator William Roth of Delaware, proposed the idea of what they termed at the time, the...

An all to common scenario in our office is, Client A walks in, has done an excellent job of saving money, presumably enough money to...