<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Whitaker Myers Wealth Management]]></title><description><![CDATA[A comprehensive wealth management firm you can trust with integrity and seamless, authentic, client interactions.]]></description><link>https://www.whitakerwealth.com/blog</link><generator>RSS for Node</generator><lastBuildDate>Fri, 15 May 2026 00:55:08 GMT</lastBuildDate><atom:link href="https://newdaycreativeagency.wixstudio.com/whitaker-myers/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Why Doing “Nothing” is Sometimes the Smartest Move]]></title><description><![CDATA[Market volatility can tempt investors into making emotional decisions at exactly the wrong time. In this article, Financial Advisor Nick Allen explains why staying disciplined, trusting your long-term plan, and resisting the urge to react during downturns can often lead to better financial outcomes.]]></description><link>https://www.whitakerwealth.com/post/why-doing-nothing-is-sometimes-the-smartest-move</link><guid isPermaLink="false">6a05e2d09f0dce7b598fcc52</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Economy]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Thu, 14 May 2026 15:09:51 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_a228bf0344784af5a256e27ddd867a8a~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nick Allen</dc:creator></item><item><title><![CDATA[ESOP Strategies That Work: How to Diversify, Reduce Taxes, and Protect Your Retirement]]></title><description><![CDATA[An Employee Stock Ownership Plan (ESOP) can become one of your greatest retirement assets—or one of your biggest risks if left unmanaged. In this article, Associate Financial Advisor Joseph Browning explains the three critical phases of ESOP planning: understanding your plan, diversifying strategically, and creating a tax-aware retirement income strategy.]]></description><link>https://www.whitakerwealth.com/post/esop-strategies-that-work-how-to-diversify-reduce-taxes-and-protect-your-retirement</link><guid isPermaLink="false">6a05dc297326fc782b53deb5</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><category><![CDATA[Employee Benefits]]></category><category><![CDATA[Tax Planning]]></category><pubDate>Thu, 14 May 2026 14:46:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_9f4e225210a347239493e2ff369e93c5~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Joseph Browning</dc:creator></item><item><title><![CDATA[The Wisdom of Consolidation Loans - What do you think?]]></title><description><![CDATA[Is debt consolidation really the answer to financial stress? In this edition of Investment Corner, Financial Advisor and Certified Ramsey Solutions Master Financial Coach Joe Mains shares why lasting financial peace comes from changing behaviors—not simply moving debt around—and how the debt snowball method can help families regain control of their finances.]]></description><link>https://www.whitakerwealth.com/post/the-wisdom-of-consolidation-loans-what-do-you-think</link><guid isPermaLink="false">69fcba3875e14b340e576f79</guid><category><![CDATA[Financial Coaching]]></category><category><![CDATA[Ramsey Solutions]]></category><category><![CDATA[Budgeting/Saving]]></category><pubDate>Thu, 07 May 2026 16:18:24 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_6bee2353416d40b297c80e4a2e1ee897~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Joe Mains</dc:creator></item><item><title><![CDATA[Investment Lessons from the Bull Market Cycle and the Wall of Worry]]></title><description><![CDATA[More than three years into the current bull market, investors continue to face uncertainty—from inflation concerns to AI-driven volatility. Yet history shows that disciplined, long-term investing and diversification remain the most reliable path forward, even as markets climb a persistent “wall of worry.”]]></description><link>https://www.whitakerwealth.com/post/investment-lessons-from-the-bull-market-cycle-and-the-wall-of-worry</link><guid isPermaLink="false">69f8b7d96774f9d9f8d3a6b9</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Mon, 04 May 2026 15:53:01 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_e5e06452722a42bc8d47067ff9a3b71e~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Summit Puri</dc:creator></item><item><title><![CDATA[Why Markets Are Hitting New All-Time Highs: Key Drivers Behind the 2026 Rally]]></title><description><![CDATA[The S&#38;P 500 has reached new all-time highs following a volatile stretch driven by geopolitical developments, easing oil market concerns, and strong corporate earnings. While headlines have focused on the Middle East and energy prices, underlying fundamentals and broad diversification continue to support investor outcomes.]]></description><link>https://www.whitakerwealth.com/post/why-has-the-market-reached-a-new-all-time-high</link><guid isPermaLink="false">69efb778d3f2ae6dd911cabd</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><pubDate>Mon, 27 Apr 2026 19:45:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_e5e06452722a42bc8d47067ff9a3b71e~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Summit Puri</dc:creator></item><item><title><![CDATA[Thrift Savings Plan - Is Roth Conversion Right for You?]]></title><description><![CDATA[The Thrift Savings Plan now allows in-plan Roth conversions, giving federal employees and military members new flexibility in managing retirement taxes. But while this strategy can unlock tax-free growth, it also comes with important rules, timing considerations, and potential pitfalls that require careful planning.]]></description><link>https://www.whitakerwealth.com/post/thrift-savings-plan-is-roth-conversion-right-for-you</link><guid isPermaLink="false">69ea5e1fd06bed7d1aa15ef0</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Thu, 23 Apr 2026 18:07:36 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_1275f94315d84ac9bdc3c4b3e4c4db68~mv2.jpg/v1/fit/w_1000,h_836,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Drew Hodgson</dc:creator></item><item><title><![CDATA[What Rising Gasoline Prices Mean for Consumers and the Economy]]></title><description><![CDATA[Rising gasoline prices are more than just a frustration at the pump—they’re a signal of broader economic shifts. As energy costs climb amid geopolitical tensions, consumers, inflation, and market expectations are all feeling the ripple effects.]]></description><link>https://www.whitakerwealth.com/post/what-rising-gasoline-prices-mean-for-consumers-and-the-economy</link><guid isPermaLink="false">69dd2b8be72e8bb038a7e84c</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Mon, 13 Apr 2026 18:54:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_e5e06452722a42bc8d47067ff9a3b71e~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Summit Puri</dc:creator></item><item><title><![CDATA[STAY THE COURSE: WHAT 75 YEARS OF MARKET HISTORY TELLS US ABOUT VOLATILITY, THE IRAN CONFLICT, AND YOUR WEALTH]]></title><description><![CDATA[Stock market headlines are scary right now — but they always are. Before you make any moves with your portfolio, look at 75 years of S&#38;P 500 data. From the 1970s stagflation crisis to the 2008 financial collapse to a global pandemic, the market has averaged +11.7% annually with an average intra-year drop of just -13.6%. The Rule of 72 says your money doubles every 6 years at that rate. Here's what the data — and Dave Ramsey's Baby Steps — say to do right now.]]></description><link>https://www.whitakerwealth.com/post/stay-the-course-what-75-years-of-market-history-tells-us-about-volatility-the-iran-conflict-and-y</link><guid isPermaLink="false">69d2e44b072d140cb95a0604</guid><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Economy]]></category><pubDate>Sun, 05 Apr 2026 23:11:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/9420b8_4e2ac568d67446ce90d07875fc806ee8~mv2.png/v1/fit/w_1000,h_500,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>John-Mark Young</dc:creator></item><item><title><![CDATA[Q1 2026 Market Update: Navigating Geopolitical Tensions, Oil Shocks, and Market Volatility]]></title><description><![CDATA[In this Q1 2026 market recap, Chief Operating Officer &#38; Co-Chief Investment Officer Summit Puri breaks down the impact of geopolitical tensions, rising oil prices, and economic uncertainty on global markets—and what it means for long-term investors.]]></description><link>https://www.whitakerwealth.com/post/q1-2026-market-update-navigating-geopolitical-tensions-oil-shocks-and-market-volatility</link><guid isPermaLink="false">69ceb7f6719295076f2ccac7</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Thu, 02 Apr 2026 19:12:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_e5e06452722a42bc8d47067ff9a3b71e~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Summit Puri</dc:creator></item><item><title><![CDATA[Umbrella Insurance: The Extra Layer of Protection Your Financial Plan Needs ]]></title><description><![CDATA[Most people rely on home and auto insurance to protect their assets—but what happens when those limits aren’t enough? Umbrella insurance provides an added layer of liability coverage that helps safeguard your savings, investments, and future income from unexpected claims or lawsuits.]]></description><link>https://www.whitakerwealth.com/post/umbrella-insurance-the-extra-layer-of-protection-your-financial-plan-needs</link><guid isPermaLink="false">69cd5a5055ae1fb580a4cace</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Economy]]></category><category><![CDATA[Financial Coaching]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 01 Apr 2026 17:55:32 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_7e569535481b4f02ad40127a5da87d8e~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Mica Dauch</dc:creator></item><item><title><![CDATA[How Oil Prices and AI Are Reshaping Stock Market Sectors and Portfolios]]></title><description><![CDATA[Oil prices surging above $100 and the rapid evolution of AI are driving one of the most significant sector rotations in recent years. Discover how energy, technology, and defensive sectors are reshaping portfolios—and what it means for long-term investors.]]></description><link>https://www.whitakerwealth.com/post/how-oil-prices-and-ai-are-reshaping-stock-market-sectors-and-portfolios</link><guid isPermaLink="false">69c41efb149f4fed56525b79</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 25 Mar 2026 18:13:56 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_33f82817c3fa4141ad9c6d98bcac8a00~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Summit Puri</dc:creator></item><item><title><![CDATA[How Data Centers Work — and Their Growing Impact on U.S. GDP]]></title><description><![CDATA[From powering artificial intelligence to enabling everyday digital services, data centers are transforming the U.S. economy. As capital investment surges and productivity accelerates across industries, these facilities are emerging as a major force behind GDP growth—and a key theme investors can’t afford to ignore.]]></description><link>https://www.whitakerwealth.com/post/how-data-centers-work-and-their-growing-impact-on-u-s-gdp</link><guid isPermaLink="false">69b982e4179d01fa61c1fba0</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Tue, 17 Mar 2026 16:35:53 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_36d9c85ef5894b2298c3f331fb34ec92~mv2.png/v1/fit/w_624,h_366,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Jake Buckwalter</dc:creator></item><item><title><![CDATA[Are You Overpaying Your Financial Advisor—or Underestimating Their Value?]]></title><description><![CDATA[Are you paying too much for your financial advisor—or not enough for the value you should be receiving? The real question isn’t about cost—it’s about what you’re getting in return. From investment management to tax strategies and behavioral coaching, learn how to evaluate whether your advisor is truly earning their fee.]]></description><link>https://www.whitakerwealth.com/post/are-you-overpaying-your-financial-advisor-or-underestimating-their-value</link><guid isPermaLink="false">69b974db9f707efd84e1a680</guid><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Tue, 17 Mar 2026 15:43:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_91812ad5420d41d0ae8582e9b2962afa~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ben Allen</dc:creator></item><item><title><![CDATA[My Spouse Just Passed – Should I Treat Their Retirement Accounts as Inherited, or My Own?]]></title><description><![CDATA[When a spouse passes away, managing retirement accounts can quickly become confusing. Associate Financial Advisor Joseph Browning explains the key differences between keeping an IRA as inherited or treating it as your own—and how that decision can affect taxes, withdrawals, and long-term financial planning.]]></description><link>https://www.whitakerwealth.com/post/my-spouse-just-passed-should-i-treat-their-retirement-accounts-as-inherited-or-my-own</link><guid isPermaLink="false">69b18f864a59a7996376f2a3</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 11 Mar 2026 16:50:50 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_5067eae9962c4e5ab79074218470463c~mv2.jpg/v1/fit/w_1000,h_836,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Joseph Browning</dc:creator></item><item><title><![CDATA[The Hidden Tax Advantages of Starting A 401(k)]]></title><description><![CDATA[Many business owners assume a 401(k) plan is too expensive to start—but recent tax credits may significantly reduce the cost. Associate Financial Advisor David Gearhart explains how startup, employer contribution, and automatic enrollment credits can help businesses provide valuable retirement benefits while lowering their tax burden.]]></description><link>https://www.whitakerwealth.com/post/the-hidden-tax-advantages-of-starting-a-401-k</link><guid isPermaLink="false">69b189ed0c81f904cb941bfd</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Economy]]></category><category><![CDATA[Tax Planning]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 11 Mar 2026 15:36:47 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_c4ce60cc921c4eb6ba93522240b4a505~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>David Gearhart</dc:creator></item><item><title><![CDATA[A Life-Changing Ah-ha Moment: What I learned from Dave Ramsey]]></title><description><![CDATA[Financial Advisor Joe Mains reflects on a life-changing lesson he learned from Dave Ramsey during Financial Peace University—and how it reshaped his view of investing, retirement income, and legacy planning. Discover the powerful “10% principle” and what it could mean for your family’s future.]]></description><link>https://www.whitakerwealth.com/post/a-life-changing-ah-ha-moment-what-i-learned-from-dave-ramsey</link><guid isPermaLink="false">69a870801fb1895eb270f6f8</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Financial Coaching]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Ramsey Solutions]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 04 Mar 2026 17:55:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_dcdd6f717671429abf651f6520dd1141~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Joe Mains</dc:creator></item><item><title><![CDATA[HSA vs FSA Breakdown]]></title><description><![CDATA[Confused about the difference between an HSA and an FSA? Associate Financial Advisor Clay Reynolds breaks down eligibility rules, 2026 contribution limits, tax advantages, and smart planning strategies to help you make the most of your healthcare dollars.]]></description><link>https://www.whitakerwealth.com/post/hsa-vs-fsa-breakdown</link><guid isPermaLink="false">69a86acc59c2d6395a443776</guid><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><category><![CDATA[Financial Coaching]]></category><category><![CDATA[Tax Planning]]></category><pubDate>Wed, 04 Mar 2026 17:37:11 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_5b9525dd27114fb98859c861b9011f10~mv2.png/v1/fit/w_940,h_788,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Clay Reynolds</dc:creator></item><item><title><![CDATA[Tactical Portfolios: Navigating Bull and Bear Markets]]></title><description><![CDATA[Markets move in cycles, and successful investing requires both long-term strategy and tactical flexibility. This article explores how strategic and tactical asset allocation can help investors manage risk, respond to changing market conditions, and make retirement withdrawals more efficiently. Learn how a disciplined approach can help navigate both bull and bear markets.]]></description><link>https://www.whitakerwealth.com/post/tactical-portfolios-navigating-bull-and-bear-markets</link><guid isPermaLink="false">699f241bbf1bf6f6a2a7306d</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Estate Planning]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><pubDate>Wed, 25 Feb 2026 16:56:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_aa34885ede064fd18c56f0c85dff2011~mv2.jpg/v1/fit/w_1000,h_836,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Ben Allen</dc:creator></item><item><title><![CDATA[The Leisure Lie: A Retirement Unfulfilled?]]></title><description><![CDATA[Retirement is often portrayed as a permanent vacation, but true fulfillment comes from purpose, relationships, and meaningful engagement. This article challenges the cultural “leisure lie” and explores how retirees can build a rewarding next chapter grounded in connection and contribution.]]></description><link>https://www.whitakerwealth.com/post/the-leisure-lie-a-retirement-unfulfilled</link><guid isPermaLink="false">699f1a01c315cca7cad0be0e</guid><category><![CDATA[Retirement Planning]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><category><![CDATA[Estate Planning]]></category><pubDate>Wed, 25 Feb 2026 15:55:26 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_4d95650bce634e48a67d3ae505baa889~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nick Allen</dc:creator></item><item><title><![CDATA[Interest Rates: An Ever-Changing Landscape]]></title><description><![CDATA[Interest rates influence everything from borrowing costs to bond prices and stock valuations. Understanding how Federal Reserve rate changes ripple through the economy can help investors stay disciplined and focused on long-term financial goals.]]></description><link>https://www.whitakerwealth.com/post/interest-rates-an-ever-changing-landscape</link><guid isPermaLink="false">69948b7cc79c0a57be8a077a</guid><category><![CDATA[Economy]]></category><category><![CDATA[Stock Market Investing]]></category><category><![CDATA[Whitaker-Myers Wealth Managers]]></category><category><![CDATA[Retirement Planning]]></category><pubDate>Tue, 17 Feb 2026 15:50:09 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/16b3e4_58a904122df54c3e98195d44f86a1564~mv2.jpg/v1/fit/w_1000,h_836,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Nick Allen</dc:creator></item></channel></rss>