Last week, we took a look at tax loss harvesting  and reviewed how to avoid capital gains, but we also saw examples of how this could...

Reflections on my visit to PIMCO Headquarters - fixed income, trade policy and tariffs

When it comes to financial planning, it's important to recognize what we can and cannot control. We can control our own behavior, make...

Private Mortgage Insurance Saving for a house is a significant milestone that involves many moving parts and key factors to consider...

The S&P 500, the key benchmark for the growth and growth and income portion of an investment portfolio, is comprised of eleven sectors,...

Introduction If you are a small business owner or self-employed, you may be looking for tax-advantaged ways to save for retirement above...

5 Insights for your financial, saving and investing life for 2025.

The Homestead Tax Exemption is a legal benefit available in most states, which reduces property tax reduction on homeowners’ primary...

The new year can fill you with a sense of hope and expectation.  There are new goals to reach and new challenges to tackle.  Something...

For many individuals with investments in the market and other securities, the state of the economy is critically important. But what...

What is Mean Reversion? Mean reversion is a financial concept that describes the tendency of a stock or index price to return to its...

A Life-Changing Event Our daughter and her family experienced a horrible life-changing event this past summer. They were making home...

So many terms in the financial industry  seem mysterious and confusing, and some even sound completely made up.  The Backdoor Roth IRA...

Basic Insurance In addition to health, home, umbrella, and auto insurance, each family and most individuals should consider a few other...

Annuities “You get an annuity; you get an annuity, you get an annuity, and in fact… everyone gets an ANNUITY!”   It's not a common phrase...

Life Insurance: Term Life Insurance Specifically As followers of many of Dave Ramsey's  principles, we should be familiar with his...

After a historic campaign, Donald Trump has won the 2024 presidential election and Republicans have won control of the Senate. For half...

The Efficient Market Hypothesis  (EMH) The efficient market hypothesis (EMH) is a theory that suggests that share prices accurately...

How to think about the Presidential Election as it relates to my investment portfolio

What is a Fee-Based Advisor? When looking for the right financial advisor , several questions should be at the top of anyone’s mind ....