When a spouse passes away, managing retirement accounts can quickly become confusing. Associate Financial Advisor Joseph Browning explains the key differences between keeping an IRA as inherited or treating it as your own—and how that decision can affect taxes, withdrawals, and long-term financial planning.

Many business owners assume a 401(k) plan is too expensive to start—but recent tax credits may significantly reduce the cost. Associate Financial Advisor David Gearhart explains how startup, employer contribution, and automatic enrollment credits can help businesses provide valuable retirement benefits while lowering their tax burden.

Financial Advisor Joe Mains reflects on a life-changing lesson he learned from Dave Ramsey during Financial Peace University—and how it reshaped his view of investing, retirement income, and legacy planning. Discover the powerful “10% principle” and what it could mean for your family’s future.

Confused about the difference between an HSA and an FSA? Associate Financial Advisor Clay Reynolds breaks down eligibility rules, 2026 contribution limits, tax advantages, and smart planning strategies to help you make the most of your healthcare dollars.

Markets move in cycles, and successful investing requires both long-term strategy and tactical flexibility. This article explores how strategic and tactical asset allocation can help investors manage risk, respond to changing market conditions, and make retirement withdrawals more efficiently. Learn how a disciplined approach can help navigate both bull and bear markets.

Retirement is often portrayed as a permanent vacation, but true fulfillment comes from purpose, relationships, and meaningful engagement. This article challenges the cultural “leisure lie” and explores how retirees can build a rewarding next chapter grounded in connection and contribution.

Interest rates influence everything from borrowing costs to bond prices and stock valuations. Understanding how Federal Reserve rate changes ripple through the economy can help investors stay disciplined and focused on long-term financial goals.

Financial fraud is becoming more sophisticated with advances in artificial intelligence and digital technology. Learn five practical steps to protect your accounts, strengthen safeguards, and reduce your family’s risk of financial loss.

Valentine’s Day is a reminder that thoughtful planning is an act of care—and college planning is no exception. This article explores why starting the college conversation early, understanding financial aid timelines, and setting clear expectations can help families make confident, financially sound decisions long before tuition bills arrive.

Inflation has reshaped household budgets and long-term financial planning, with the cost of living rising nearly 20% since 2021. This article explores practical budget adjustments and investment strategies designed to help protect purchasing power and build resilience during prolonged inflationary periods.

Gold and silver are grabbing headlines as investors seek shelter from inflation, volatility, and global uncertainty. While precious metals can play a limited role during turbulent times, they don’t generate income or long-term growth—and their prices are often driven by speculation. In this article, we explore the recent rise of gold and silver, weigh their pros and cons, and explain why true diversification through productive assets remains the most reliable path to lasting

Gold and silver have surged to record highs, reigniting investor interest in precious metals. But strong recent returns don’t automatically mean they belong at the center of your portfolio. In this article, we explore what’s driving today’s rally, the historical role of precious metals, and how gold and silver may fit into a diversified, long-term investment strategy.

Understanding your tax situation is more than just knowing how to file—it’s a critical foundation for smart financial decision-making. From choosing the right filing status to working with a CPA or financial advisor, clarity around your taxes can uncover opportunities to save money today and build wealth for tomorrow. With the right strategy and professional guidance, you’re not just paying taxes—you’re paying them in the smartest way possible.

Retirement planning doesn’t end when you stop working — it evolves. From managing RMDs and Medicare IRMAA surcharges to navigating the often-overlooked widow’s trap, smart tax planning can make a meaningful difference in preserving your wealth. Learn how strategic Roth conversions, tax diversification, and proactive planning can help protect your retirement income and support surviving spouses.

A new kind of retiree is emerging—the Everyday Millionaire, Generation 2.0. Raised on God’s wisdom and disciplined financial habits, they avoided debt, saved faithfully, and invested 15% of their income. Many will have more than enough to retire early. But retiring before age 59½ raises questions. The good news? IRS rules like 72(t) distributions and the Rule of 55 allow early access to retirement savings—without penalties—when used wisely and intentionally.

On a warm July 4th night in 2025, as fireworks lit the Florida sky, a quiet but powerful shift in the tax code took place. The One Big Beautiful Bill didn’t just extend the largest standard deduction in U.S. history—it created a rare window for thoughtful generosity. In this chapter, we explore how Donor-Advised Funds and charitable “bunching” can turn faithful giving into an even greater act of stewardship, allowing families to give more, pay less in taxes, and align their w

Let’s establish the fact that money will have an impact on your most important relationship on earth. You cannot ignore the topic, because one or both spouses will deal with money, either in small or large amounts, virtually every day.

Whitaker-Myers Tax Advisors has acquired Goude Tax, led by Enrolled Agent Starr Goude, who has served clients since 1996. This partnership preserves a legacy rooted in military-focused tax expertise while supporting Starr’s thoughtful transition toward retirement. Clients will continue receiving trusted care—now enhanced by coordinated tax and financial planning through the Whitaker-Myers team.

Whitaker-Myers Group is expanding its presence in Bluffton, South Carolina with the acquisition of John Mosca CPA, PC. This addition strengthens our integrated tax and wealth management services while preserving the trusted relationships clients value. With John Mosca continuing through 2026 and our CFP® and tax professionals working together, clients benefit from coordinated planning designed to serve families well—today and for generations to come.

Trump Accounts are a new, government-backed investment tool designed to give children a powerful financial head start. With a one-time federal seed contribution, tax-deferred growth, and long-term investing in broad U.S. stock market index funds, these accounts harness the power of time and compounding. For parents and grandparents, Trump Accounts offer a forward-thinking way to build financial confidence and opportunity for the next generation.