“My house is paid off, but I have other debt; should I do a home equity line of credit?” Lets talk about it.

Let’s be proactive in our approach to cold temperatures, so we don’t shake the budget when they do hit.

Why do you invest? Ok I get it... you probably invest because you're trying to retire at some point in your life or you'd like to make...

In this article, we will share some suggestions on how to increase your income.

The impacts of life insurance A huge part of financial security is life insurance. Although it can often feel like another expense...

In this article, we will explore the idea of Fiduciary Duty and what to look for in an advisor.

With the debt ceiling coming up, I decided it would be a good time to revisit this subject since it pops up from time to time.

What is a “Holistic Plan?” It’s not uncommon to hear the term “holistic plan” in the financial planning and services industry. Most...

Follow the Baby Steps in order, and stick with them! It is great when Dave Ramsey shares an exciting social media post about investing $100 a month for 40 years and having over $1,000,000 at the end. I see those posts, and they have some of the highest traffic of replies, likes, and so on, which indicates to me that many people want to follow Dave’s program and really take control of their money. Unfortunately, most people have so much debt, bills, and other expenses that whe

The Smartphone Advantage It is no secret that we hold the most known information ever discovered in the palm of our hand through the...

Is it really worth it? $6.75 That is the price I paid for one medium, flavored, double caf coffee last Friday. At the moment, I justified...

New Year New You With the majority of the holiday festivities now behind us, and the anticipation of the new year upon us, are you trying...

The SECURE ACT 2.0 and the ROTH IRA As I write this article, one quote from my kid’s favorite Christmas movie comes to mind, “keep the change you filthy animal.” The Secure Act 2.0 is being met with mixed feelings. It is viewed by some as an unexpected lump of coal, and to others as a special Christmas gift. The second edition of the Secure Act is a $1.7 trillion omnibus spending bill - 4,100 pages detailing dubious plans for spending that just don’t make sense to many ordina

New Year’s Resolution: 2023 When it comes to fresh starts, there is no better time than the start of a new year. People are hopeful,...

Dueling Contributions Beginning Baby step 4 (Funding retirement accounts) can be exciting for anyone who has emerged victoriously from...

A year (and meeting) in review This past week our team traveled to Franklin, TN. It was a quick trip, but one of those trips that fills...

Should I consider expanding my investing beyond stocks and bonds? For most time periods, some combination of stocks and bonds has worked...

With the advent of internet shopping and social media advertising, there has been a boom in small businesses over the last decade. In...

What You Can Control vs What You Can Not Control You have spent your entire working career accumulating wealth so you could reach this point, retirement. Conventional wisdom might suggest, now that you have reached retirement, you need to be as conservative as possible with your investments in order to preserve them for the rest of your life. But, did you know that being too conservative can create more risk to the longevity of your assets than being more aggressive? Also, wi

The Decision to Buy or Rent: There comes a time in life when we all move out of our parent’s house – whether it’s leaving for college,...