Tammi and I have been avid fans of Dave Ramsey and Ramsey Solutions for more than 30 years. We were married at age 20 and found ourselves in a challenging financial situation. Fortunately, we discovered Dave Ramsey, in fact, on a clearance rack cassette tape in an Indianapolis bookstore. We listened to his advice and were captivated; it changed our lives forever. This journey transformed our finances, our marriage, and redirected my professional career.

Today, I work as a Financial Advisor at Whitaker-Myers Wealth Managers and hold the additional designation of Certified Ramsey Solutions Master Financial Coach. Over the past 15+ years, I have had the privilege of helping hundreds of clients with money management and financial planning.

Dave Ramsey so expertly addresses money management behaviors and shares that you only change your circumstances when you are “sick and tired of being sick and tired.”  No one can decide to change your life for you.  You must feel so strongly about your current circumstances that you are eager and determined for action.  How does this apply to you and your current circumstances?  Are you so “sick and tired” that you cannot wait to act?

Sick and Tired of Being Sick and Tired 

Think more about this and how it applies to your life.  As for me, I was sick and tired of persistently poor blood glucose (sugar) results.  I would see my primary care doctor every three months with the same poor results.  And I was sick and tired of it.  I was tired of taking medication to try to mask and “manage” this situation.  I was tired of the threat of diabetes. I was tired of the sugar spikes and resulting fatigue. I decided to take immediate and lasting action.  But how? I decided to apply the same level of discipline that I used to complete the baby steps.

What did I change and how did it work?

My eating habits (i.e., ancillary spending) and exercise (think of this as investing).  Now, I only eat natural food like meat, fruit, and vegetables, and try to stick to homemade meals.  No junky high-carb processed stuff (i.e., chips, cookies, cereal, etc. – metaphor for credit cards). 

Now I take responsibility for everything that goes into my mouth (ah-ha! Financial planning can be correlated with dieting?!?).  I keep track of my daily diet using an AI Calorie (and carbohydrate) calculator app (hmmm- sounds like budgeting to me).  When using the app, I photograph the food and calculate the carbs (this helps keep me accountable). 

The Results

After 4 months, I am down 34 pounds, dropped two pant sizes, and my blood glucose (fancy word for “sugar”) levels are normal (I consider this my “net worth”). No one and no number of medications could do it for me.  I had to commit to making these changes for myself.  I am doing it just like I changed the way I manage money - the Ramsey way!

So, what are you so “sick and tired of being sick and tired” of that you are ready to change and start winning right now?    

Financial Planning and Money Management 

I have had the privilege of serving hundreds of clients over the years.  I absolutely love helping our Ramsey clients and others to change their lives and to build God’s Kingdom.  There is no better career calling.  Some clients are fully committed to making these real changes.  Are you tackling baby steps 1, 2, and 3, or have you journeyed to baby steps 4, 5, and 6? 

We can help you wherever you find yourself on your financial journey.  It just takes your determination and a relentless commitment. It is not easy, but it is truly worth it.  You can do it.

And I am here and happy to help.

Would You Like to Learn More about Financial Planning?

My primary objective as a Financial Advisor is to help clients plan and manage their finances to create financial peace. If you’d like to explore more, please use my calendar link to schedule an introductory planning session.