Joe Mains

Financial Advisor Joe Mains reflects on a life-changing lesson he learned from Dave Ramsey during Financial Peace University—and how it reshaped his view of investing, retirement income, and legacy planning. Discover the powerful “10% principle” and what it could mean for your family’s future.

Joe Mains, Whitaker-Myers Financial Advisor and Certified Ramsey Solutions Master Financial Coach, shares his lessons learned from more than 30 years of personal and professional experience following Dave Ramsey’s principles. Drawing from his own journey, he highlights three key pitfalls to avoid: relying on debt financing, managing money separately from your spouse, and delaying investing for the future.

After discovering Dave Ramsey 30 years ago, my wife and I transformed our finances—and our future. Today, as a Ramsey Master Financial Coach and Financial Advisor at Whitaker-Myers Wealth Managers, I help others do the same. A monthly budget is vital at every stage, from getting out of debt to planning for retirement. It puts you in control of your money. Want help creating a personalized budget? Let’s build a strategy that works for you. Schedule a meeting today.