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REBALANCING & RECENCY BIAS - SIMPLE CASE STUDIES

If you are a fan of Dave Ramsey, you are likely aware with the concept of spreading out risk with long-term retirement investing by...

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April 2, 2022

REBALANCING & RECENCY BIAS - SIMPLE CASE STUDIES

AON HEWITT STUDY: 401(K) PARTICIPANTS RECEIVING HELP IMPROVED PERFORMANCE BY 3.32%

The year was 2005 and I was purchasing my first home. It was a small modest ranch with three bedrooms, 1 bathroom and an attached one car...

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March 28, 2022

AON HEWITT STUDY: 401(K) PARTICIPANTS RECEIVING HELP IMPROVED PERFORMANCE BY 3.32%

NUMBER ONE INDICATOR OF WEALTH

Before we answer this question, ponder to yourself what you think the number one indictor would be for building wealth and having a...

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March 26, 2022

NUMBER ONE INDICATOR OF WEALTH

GAS SAVINGS: TIPS & TRICKS

Do the current prices at the gas pump have you contemplating pulling out your old 10 speed bike buried deep in the back part of the...

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March 26, 2022

GAS SAVINGS: TIPS & TRICKS

GAS. GROCERIES. AND GROWING PRICE INCREASES.

I’m sure you have seen the rise in gas prices lately. They started out slowly, increasing gradually, but this past few weeks how can you...

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March 20, 2022

GAS. GROCERIES. AND GROWING PRICE INCREASES.

HEALTH SAVINGS ACCOUNT BASICS

A Health Savings Account (HSA) is a tax advantage savings account that is created for people who have high-deductible health insurance...

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March 17, 2022

HEALTH SAVINGS ACCOUNT BASICS

TERM VS. WHOLE LIFE INSURANCE

Acquiring life insurance is one of the most important considerations a person can do to protect their loved ones after death. Two of the...

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March 16, 2022

TERM VS. WHOLE LIFE INSURANCE

TARGET DATE MUTUAL FUND WITHDRAWAL STRATEGY ISSUES FOR THE RETIREE OR PRE-RETIREE

I would like to start off with a basic introduction to retirement-based target date and lifecycle mutual funds: Larger mutual fund...

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March 9, 2022

TARGET DATE MUTUAL FUND WITHDRAWAL STRATEGY ISSUES FOR THE RETIREE OR PRE-RETIREE

MY SPOUSE DOESN'T WORK? HOW DO I SAVE FOR THEIR RETIREMENT?

This is a great question that I get quite often. Many married couples have one income earner in the family and in many circumstances,...

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March 9, 2022

MY SPOUSE DOESN'T WORK? HOW DO I SAVE FOR THEIR RETIREMENT?

INCORPORATING SERIES I BONDS - EMERGENCY FUND & CASH POSITIONS

If you are currently holding cash that is above the comfort of your emergency fund, you may be stuck in what is called “analysis...

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March 5, 2022

INCORPORATING SERIES I BONDS - EMERGENCY FUND & CASH POSITIONS

VANGUARD STUDY - THE ADVISOR'S ALPHA

A few years ago, I had a choice to make. Not a super important one, but even still it was going to affect our family’s monthly budget and...

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March 1, 2022

VANGUARD STUDY - THE ADVISOR'S ALPHA

WHITAKER-MYERS WEALTH MANAGERS MISSION, VISION & CORE VALUES

Here at Whitaker-Myers Wealth Managers, we think it is really important for you to know what your Financial Advisor’s goals are. Knowing...

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March 1, 2022

WHITAKER-MYERS WEALTH MANAGERS MISSION, VISION & CORE VALUES

BUDGETING BASICS - BUDGET TYPES & ZERO-BASED BUDGET

Now that you have taken the first step and decided to start budgeting, let’s talk about creation of it. When trying to set up a budget,...

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February 27, 2022

BUDGETING BASICS - BUDGET TYPES & ZERO-BASED BUDGET

BUDGETING BASICS - WHERE DO I START?

This is a common question for many people new to the budgeting world who aren’t quite sure what’s the first thing they should do. Many...

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February 20, 2022

BUDGETING BASICS - WHERE DO I START?

WARREN BUFFETT-ISM - INVESTING IS SIMPLE, BUT NOT EASY!

My wife is a high school basketball coach. There are so many times she’ll create a game plan, explain the game plan to the ladies on her...

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February 20, 2022

WARREN BUFFETT-ISM - INVESTING IS SIMPLE, BUT NOT EASY!

ROTH IRA FOR YOUR CHILDREN - CUSTODIAL ROTH IRA

As parents it is important to be good role models for our children. Dave Ramsey Personality Rachel Cruze states “More is caught than...

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February 20, 2022

ROTH IRA FOR YOUR CHILDREN - CUSTODIAL ROTH IRA

TAX REDUCTION IN RETIREMENT - QUALIFIED CHARITABLE DISTRIBUTION (QCD)

I’m not sure if there is an actual definition of success tax, however if I were to locate one, it might state that the Required Minimum...

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February 6, 2022

TAX REDUCTION IN RETIREMENT - QUALIFIED CHARITABLE DISTRIBUTION (QCD)

TAX REDUCTION IN RETIREMENT - QUALIFIED CHARITABLE DISTRIBUTION (QCD)

I’m not sure if there is an actual definition of success tax, however if I were to locate one, it might state that the Required Minimum...

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February 6, 2022

TAX REDUCTION IN RETIREMENT - QUALIFIED CHARITABLE DISTRIBUTION (QCD)

WHY ARE SINKING FUNDS SOMETHING I SHOULD KNOW ABOUT?

The word “sinking” can be a little intimidating when you associate it with your money, but in reality, a sinking fund can be a way to...

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February 4, 2022

WHY ARE SINKING FUNDS SOMETHING I SHOULD KNOW ABOUT?

MARKET VOLATILITY RETURNS - JANUARY 2022

Do you ever go through something that you know is not going to be pleasant but ultimately is for your own good? I feel that way every...

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January 24, 2022

MARKET VOLATILITY RETURNS - JANUARY 2022
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