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An In-Service Rollover Might Be Right for You Suppose you ever left an employer with a retirement plan you contributed to. In that case, you probably have been given information on how to rollover your old employer’s plan to another eligible retirement plan, like an IRA. A rollover occurs when you withdraw funds from an eligible retirement plan, like a 401(k), to another eligible retirement plan, like another 401(k) or an IRA, within 60 days. This typically occurs when you leave an employer,...

Opportunity cost is the benefit of what an individual misses out on when they spend their funds on a particular item vs another item or...

The Santa Claus Rally sounds great, right?! The Jolly Saint Nick comes to town, bringing little Johnny a nice new toy and simultaneously...

If a student is accepted by their first-choice college and that college uses the College Board's CSS Profile, a financial aid offer will...

As the end of the year approaches, there is no better time to analyze your finances to ensure you have maximized your accounts for the...

The IRS recently announced the changes to the retirement contribution limits for 2024 for the various retirement account types. To make...

The concepts behind finance and investing can be very complex to most people. Often, looking at your portfolio can prove challenging to...

Being in the industry of helping everyday people save and plan for retirement has provided insight into what it takes to be successful...

Psalm 100:4 - Enter his gates with thanksgiving, and his courts with praise! Give thanks to him; bless his name! For those who live or...

What is considered a gift? Before deciding to gift split, understanding what qualifies as a gift is essential. Gifts can include money,...

What is an ESOP? An ESOP, or Employee-Stock Ownership Plan, is a unique retirement plan allowing employees to own the company. Companies...

A brokerage account is a “non-retirement” account with no contribution limits, no income limits, and no penalty for taking money out before age 59 and a half. It can go by many names: individual account, joint account, gap account, bridge account, non-retirement account, cash account, business account, or margin account, to name a few. It will never be the advice from a Whitaker-Myers Wealth Managers SmartVestor Pro to borrow money from a bank to invest, so please be very careful about...

When Should I File the FAFSA? As you may already be aware, the Free Application for Federal Student Aid (FAFSA) is not yet open and won't...

What should you be looking for when searching for a Financial Advisor? Dave recommends that you ask the following when getting to know a...

With Halloween over, the Holiday Season has now officially begun! And if you are anything like the stores, some of you may be getting...

I recently stumbled upon a stat that got me thinking. It said, "that people who work longer are living longer". We've all heard the...

Seeing my favorite team play would be fun, but can I afford it? Sometimes, this is one of those discretionary spending categories we want...

Investing Terminology Overview Getting started with investing can be intimidating for many people simply because they do not understand the jargon used in the investment world. News media hosts and financial advisors are notorious for using acronyms and terms that average or new investors are unfamiliar with. A common word for this is “Finglish” or “Financial English.” Whether it is to try and impress their audience or sound more intelligent than they are, using “Finglish” more often than not...

I'm going through the Certified Kingdom Advisor material right now. It's great - thought-provoking, Gospel-centered, and it's challenging...

The term “money market” often gets brought up when discussing different savings options, but what exactly is a money market? There are...