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When you think about risk, do you immediately think of the probability that some unfavorable outcome will occur? Most of us do. However,...

Along with the final high school transcript sent to the college committed to, students who have been placed on wait-lists might send a...

What is a Roth IRA A Roth IRA is an investment vehicle that allows people to save for retirement using after-tax dollars. Those dollars are then invested into securities like mutual funds, individual stocks, bonds, or other investable securities. The advantage of a Roth IRA is that the investment grows tax-free, and distributions can be taken tax-free after age 59 ½. This is a great way to get tax-free savings and control your tax liability in retirement. The downside is that there are some...

Once again, we delve deeper into the world of alternative investments. So far on our journey, we’ve explored REITs, Structured notes, and...

Are you thinking about selling your small business and sailing into the sunset? Have you poured blood, sweat, and tears into your small business over the years and are now ready to settle into retirement ? That’s great, but where should you begin? In this article, we will discuss a few simple questions that will help you in the planning of the sale of your small business. Question 1 – When Do You Plan To Retire? This question sounds relatively easy, but the reality is that over 70% of...

Once again, we delve deeper into the world of alternative investments. This large class of investments has many unique characteristics...

The S&P 500 earnings refer to the aggregate earnings of the companies included in the S&P 500 index.

Health Savings Accounts (HSAs) have emerged as a popular option for individuals and families seeking to manage healthcare expenses more...

Last week, we defined alternative investments and explored one of the most common products within this category: REITs. If you would like...

Owning a small business is a rewarding investment Americans can make. Ideally, you get to work for yourself, set your hours, do what you...

Alternative Investment Class In a previous post, we explored Dave’s recommended four asset class selections for your investments: growth,...

This is a quick primer on Stock Options such as RSUs and RSOs.

Not Samesies For most of you reading this article, you likely have a portfolio with a mix of bonds and stocks. This is a common portfolio...

Happy Mother’s Day! Congrats Grad! If you haven't already, you will hear and see these things very soon. You will also start to see many...

Understanding the Vix The VIX, also known as the CBOE Volatility Index, is a widely watched indicator in the financial world. It's not a...

Do you have charitable intent? Maybe you are already an active donor. Do you generate a high annual income and want to take advantage of the greatest allowable deduction? Do you like the idea of a private foundation but don’t want the complexity, burden, and expense of its administration? Do you want to give anonymously? Do you own liquid assets, such as stock, mutual funds, etc., on a low-cost basis and don’t have a plan to sell them? In other words, do you want to organize your...

Work Graduation! Congratulations! You’ve graduated from work! You’ve probably gone through numerous graduations by now, but none as...

One of the most used tools on our tool belt when helping clients is a 401(k) Rollover. This is a way to move an account without incurring...

As we finish our 3-part series on metrics, if you haven’t read Part 1, Lagging Indicators, or Part 2, Coincidence Indicators, click on...

A common question new clients ask is, “How often should we meet with you.” The first step in a financial planning journey is reaching out...